We are pleased to announce that updated model portfolios are being rolled out across client accounts. In response to expected changes in US policy due to GOP control of Congress and the White House we are shifting our portfolios to prepare for potential increases in inflation in the coming year.
This includes:
Along with these changes we are simplifying our core equity exposure from four Dimensional Fund Advisors (DFA) mutual funds down to two. Reducing the number of funds will lower transaction costs and simplify rebalancing. The basic positioning is not changing as we consolidate from three regional funds into one global fund.
If you have a taxable account or a retirement account with distributions, you should have received a 1099 in the mail from TD Ameritrade. These are also available on the TD Ameritrade website as well as via the Advyzon document vault.
Please let us know if you didn’t receive your 1099 in the mail or can’t access it online. If you have any other tax-related questions, just ask!
Our new financial planning software, Right Capital, is available to all clients. If you need to start planning for retirement, saving for college, or want to get a better feel for your entire financial picture please contact us.
The system gives you the power to identify your family's unique goals then create a clear road map for accomplishing them.
Stock and exchanged-traded fund (ETF) trades at TD Ameritrade are now just $6.95. Our models use zero-commission ETFs whenever possible so this will not have a large impact for our clients, but lower costs are always good.
Along with this, DFA has lowered the trading costs on their mutual funds from $24 to $9.99, which also reduces the cost of rebalancing your accounts.
We recently updated our website to better reflect what we do for our clients. While the old site worked, it didn’t clearly explain our core services or allow potential clients to understand who we are and how we can serve them.
Read This Article >This year has not been so good for financial markets with the best performing asset class being large cap U.S. equities which are essentially flat for the year (as of December 6th).
Read This Article >The debate on whether investors can successfully time the market is fascinating.
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